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The Meltdown Years: The Unfolding Of The Global Economic Crisis Ramadan from the air and fromThe Meltdown Yearsoffers the most lucid and useful explanation todate about why home values, life savings, jobsecurity, and investments around the worldare in peril. Rather than focus on who is to blame,though, author Wolfgang Munchau takes themore practical approach of focusing on what isto blame. The fact that individuals were stupid,greedy, and corrupt should come as no surprise. What's remarkable is that our world'sfinancial systems put in place